Bremische Volksbank

Bremische Volksbank eG
Country	Germany Germany
Seat	Domsheide 14 28195 Bremen
legal form	registered cooperative
Bank code	291 900 24
BIC	GENO DEF1 HB1
Association	Genossenschaftsverband eV
Website	www.bremischevb.de
Business data 2018
Total assets	EUR 1,053 million
insoles	EUR 664 million
Customer credit	EUR 708 million
Employee	131
Offices	5
Members	7,316
management
Board	Ulf Brothuhn Detlev Herrmann
Supervisory board	Frank Rodiek, chairman
List of cooperative banks in Germany

The Bremische Volksbank eG is a registered cooperative bank based in Bremen . The bank's business area includes Bremen, Achim and Rotenburg . In addition to the main office on Domsheide in Bremen, there are seven other offices in Borgfeld , Findorff , Hemelingen , Huchting , Oberneuland as well as in Achim and Rotenburg.

Bremische Volksbank eG operates six branches where personal customer advice takes place on site. All branches are equipped with bank statement printers and cash dispensing machines. There are also 21 ATMs at various locations.

Offices

Office	address	place
Achim office	Achimer Bruckenstrasse 7	28832 Achim
Domsheide office	Domsheide 14	28195 Bremen
Hemelingen branch	Schlengstrasse 2	28309 Bremen
Huchting office	Kirchhuchtinger Landstrasse 32	28259 Bremen
Oberneuland office	Oberneulander Heerstraße 32	28355 Bremen
Rotenburg office (Wümme)	Bahnhofstrasse 2	27356 Rotenburg

Composite

Bremische Volksbank works together with Bausparkasse Schwäbisch Hall, R + V Versicherung, Union Investment, easyCredit and DZ Privatbank, among others. Through the cooperative financial group, Bremische Volksbank eG has the opportunity to offer its customers a broad spectrum and to provide trained specialists on various topics.

Foundation, endowment

The Bremische Volksbank eG - Stiftung is a foundation that benefits the Bremen region and the surrounding area without exception. Support includes cultural institutions such as theaters and museums, as well as cultural events such as concerts and art exhibitions. In addition, educational institutions for the training of people with learning disabilities as well as the promotion of the gifted and economic research projects and institutions for the integration of the disabled are supported.

history

The foundation

On December 2, 1926, ten Bremen craftsmen, merchants and members of the liberal professions met at Martinistraße 20 in Bremen. They founded the Bremische Genossenschaftsbank eGmbH , the predecessor of the Bremische Volksbank . The aim of the local cooperative bank was to provide financial support to “small and medium-sized businesses in the craft and trade” in Bremen. “Help for self-help” was the motto for the members. A gap in the market opened up here, as the big banks were usually involved in the financing of industry and were usually too expensive as financial partners for medium-sized companies. At the end of their first regular financial year, the bank had a balance sheet total of EUR 135,347  RM of. The number of members had increased from originally ten to 105.

Until 1945

In 1930, the Bremische Genossenschaftsbank was renamed Bremische Wirtschaftsbank eGmbH , because it was obviously hoped that the bank would be more successful under a new name, because the reputation of the cooperative banks had suffered considerably from the bankruptcy of the Bremen-based Beamtenbank eGmbH . Due to the adverse economic conditions at that time, the Bremische Wirtschaftsbank also found itself in difficult waters.

At the end of 1933 the bank's business situation improved. Customer deposits rose. The Bremische Wirtschaftsbank supported the government's job creation program with loans. In the same year, the Bremische Wirtschaftsbank joined the German cooperative transfer ring. It was now able to offer its customers bank transfers and check collection quickly and cheaply. In 1935 the bookkeeping, which had hitherto been manually operated, was converted to machine operation.

In 1939, the bank's total assets exceeded the one million mark for the first time.

In 1940 the Bremische Wirtschaftsbank was renamed Bremische Volksbank eGmbH . The Bremische Volksbank was bombed out for the first time in 1941.

With the war years, the bank began an odyssey through constantly changing alternative quarters. When the business premises at Obernstrasse No. 78/80 were destroyed by an air raid on June 30, 1941, the bank changed its location for the fifth time since it was founded. She enjoyed the hospitality of Bäcker -kauf eGmbH at Langenstrasse 42 for a few months and moved into new business premises at Ansgaritorstrasse 18 on June 1, 1942, on a night of bombing, on August 19, 1944, these too sank to rubble.

There was also great solidarity among the banks at that time. In 1944, for example, Bremische Volksbank ran its business temporarily in an office community with Deutsche Bank at Domshof. After being destroyed again, the bank temporarily resided under the Commerzbank roof in the bowl . The end of the war saw the bank in a rented facility in the damaged building of the deposit box of the Norddeutsche Kreditbank Sielwall 4, which was closed during the war .

From 1945 to 1959

In 1948 the bank's total assets rose to 5.1 million RM, the highest level since it was founded, because customers had deposited all available funds into their accounts in order to include them in the conversion calculation in the course of the currency reform.

After the currency reform, a success story began for the Bremische Volksbank. Savings rose and the reconstruction of the city, which was underway, allowed lending to pick up. The signs pointed to expansion.

In 1949, the Bank Am Dom rented 6 new business premises from the insurance company Neue Welt , which later became the Deutsche Ring .

In 1951, the Bremische Volksbank celebrated its 25th business anniversary with 700 guests in the Great Hall of the Bremer Glocke.

Since the currency reform, the bank's total assets had increased more than sixfold and at the end of 1951 stood at over DM 2 million . The number of members increased by more than 40% to 589 people.

At the beginning of the 1950s, the bank's market activities expanded considerably. The offer to savers increasingly included in-house forms of savings, such as club saving and profit saving. The state-sponsored tax-deductible savings were also successfully sold. On the other hand, the bank took an active part in financing the reconstruction and, above all, promoted start-ups by medium-sized companies. Long-term loans (mortgage loans, investment loans and loans from SME programs for the crafts) increased sharply. In addition, after the law on equalization of burdens came into force, the bank was involved in the fiduciary administration of development loans to create permanent jobs in the Hanseatic city.

In 1953, the Bremische Volksbank set up its first main branch - the Volksbank Rotenburg. At the same time, the bank's first paying office was opened in the main suburb of Bremen - in Waller Heerstraße. Another branch in Bremen followed in 1956 in Findorff .

In 1956, the bank opened the Volksbank Achim as the second main branch in the former Pfort house on Obernstrasse in Achim.

With its active branch policy, Bremische Volksbank responded very early to the trend: for the German banking industry, the end of the 1950s saw the end of the idyllic banking industry.

In 1957 the Interest Ordinance was repealed, which two years earlier had replaced the debit and credit interest agreement. The interest rate regulations that had existed in Germany since 1932 were thus suspended. Banks and savings banks had gained scope for a more active policy with their own terms and conditions and a wider range of products. But this also marked the beginning of the period of intense competition in the banking sector: the sharp rise in incomes of broad sections of the population made retail business interesting for large and commercial banks. They tried to get into the clientele of the credit union banks. The Volksbanks responded with a greater variety of offers and tried to expand their customer base. They established a tight business network in order to shorten the way customers travel to the bank. Thus the active branch policy of the Bremische Volksbank with three paying offices in the Bremen city area and two main branches in Rotenburg and Achim proved to be correct.

For Bremische Volksbank the decade of stormy growth came to an end with a bang in 1959: "The turnover exceeded the billion mark" was the headline of the Weser-Kurier. And Frithjof Krüger, CEO of the bank since 1949, spoke at the 31st Annual General Meeting in the Bremer Glocke of the “most successful year since the bank was founded”.

The 1960s

In 1960, Bremische Volksbank's dream of owning their own house finally took shape: the building permit for the new “Volksbank House” on Domsheide / corner of Balgebrückstrasse in Bremen was granted. The foundation stone for the six-storey headquarters of the Bremische Volksbank was laid in a central location on May 26, 1961.

On November 12, 1962, after having moved more than ten times, Bremische Volksbank moved into its own domicile. The Volksbank building was inaugurated on February 9, 1963 .

The move to the new bank building was accompanied by a fundamental redesign of the bank's operational organization. Among other things, a powerful IBM data processing system was put into operation. The mechanization of banking operations generally gained in importance in the banking sector. The scope of business had increased with the introduction of cashless payments.

In 1963 the number of members of the bank exceeded the 3000 mark. The general assembly therefore decided that in future the rights of the members would be exercised by a representative assembly.

In 1964, the Bremische Volksbank issued its first savings bond. It created a new form of investment and offered the highest possible return on savings, as the annual report outlined.

In 1965 the second position in the Wartburgstrasse in Bremen was expanded. A steel wall in the customer counter and a 25 millimeter thick bulletproof glass attachment reaching to the ceiling protected the branch from attacks. The background: the branch was the target of bank robbers twice in 1965. The first time more than 20,000 DM were stolen. The two perpetrators were not caught. The other time the perpetrator was less lucky. The branch manager at the time, Friedrich Meyer, pursued the armed robber and unceremoniously chased away the prey of more than 6,000 DM. Although the perpetrator was able to escape at first, a clever student who continued to pursue him and had noted the car number, put the police on the "hot" track.

The 1970s

In 1971, the Bremische Volksbank eGmbH and the savings and loan association Bremen eGmbH decided to merge the two companies. The receiving bank should be the Bremische Volksbank.

In 1972 the meetings of representatives of both institutes approved the merger agreements. With the entry at the district court, the merger of the two houses became legally binding on June 9th. The merger has significantly expanded the branch network of the Bremische Volksbank. In addition to the three main branches in Achim, Rotenburg and Scheeßel as well as seven branches in Findorff, Hemelingen, Neustadt, Steintor, Vahr, West and Baden, a main branch in Huchtingen, Borgfeld, Oberneuland and Grolland was added.

In 1976, the Bremische Volksbank celebrated its 50th anniversary on December 2nd in the "Upper Hall" of the "Old Town Hall" of the Hanseatic city in the "probably most beautiful town hall hall in Northern Germany", as Mayor Walter Franke noted.
The bank's total assets exceeded the DM 200 million mark in the anniversary year. What was decisive, however, was that the balance sheet total had almost doubled since the merger with the savings and loan association Bremen in 1972 - an indication that two banking cultures had been successfully merged. The number of members was over 10,000 at the end of 1976, compared to a good 8,000 at the time of the merger.

From 1980 to 1999

In 1980, decentralized data processing began to be introduced.

In 1984 Raiffeisen Volksbank Bremen eG and Bremische Volksbank eG merged. The receiving institute was the Bremische Volksbank. At the end of the year, the Bremische Volksbank had a balance sheet total of over 437 million DM. The number of members had risen to almost 13,000.

In 1992, Bremische Volksbank issued its own debt securities as a refinancing instrument. In the first eight months it was already possible to place 9.6 million bonds.

In 1993 the bank acquired the start-up capital in VBS Immobilien GmbH . With the purchase of this brokerage company, a decisive step was taken towards the strategic orientation of future business policy.

In 1994 the streamlining of the branch network had cost-reducing effects.
New accents were also set in the area of ​​the range of services: In addition to medium-sized company financing, the bank formed another focus in private residential construction financing.

In 1995 the new data processing method BB3 was introduced. The scope and scope were unique in the history of the bank to date.

In 1996 the branches in Achim, Rotenburg and Scheeßel were renamed Bremische Volksbank. The name of the subsidiary VBS Immobilien GmbH was changed to "Bremische Volksbank GmbH real estate service". In the same year, the Bremische Volksbank institutionalized quality management.

In 1997, the bank's total assets exceeded the DM 1 billion mark for the first time. In
the same year, Bremische Volksbank presented its new marketplace concept in the Achim branch. It was developed as part of the sales reorganization. The classic separation of the cash register, service and advice areas has been abolished. The aim was to continuously improve the quality of all services in order to ensure long-term and sustainable customer satisfaction with the bank.
In 1997 three smaller branches in Borgfeld, Neustadt and Vahr were merged with larger units.

In 1999 all branches were converted to the "marketplace concept". At the same time, the Scheeßel branch was transferred to Volksbank eG Sottrum .

Since 2000

In 2000, the Bremische Volksbank expanded the sales channel network with a personalized homepage.
On December 2, 2001, Bremische Volksbank eG celebrated its 75th anniversary.

With the entry of "norisbank AG" into the financial association of Volksbanks, the branded product "easyCredit" will also be offered from March 2003.
Since 2004, customers have also been able to handle their banking affairs by cell phone or PDA.
The Sm @ rt-TAN procedure has been introduced for customers who use online banking since 2005.

Ulf Brothuhn has been a member of the board of Bremische Volksbank eG since 2009. In addition, the office in Hemelingen changed its location that year. It is now positioned directly on the market square at Schlengstraße 2, 28309 Bremen.
Detlev Herrmann has been on the board of Bremische Volksbank eG since 2013. It was also Marco Bode , former professional football player at Werder Bremen, the brand ambassador of the Bremen Volksbank.

In 2016 the main building of the Bremische Volksbank on Domsheide in downtown Bremen was modernized.

Web links

• Bremische Volksbank website
• Bremische Volksbank in the company database of BaFin

Individual evidence

1. ↑ ^{a b} Master data of the credit institute at the Deutsche Bundesbank
2. ↑ Facts & Figures 2018

53.07451 8.80876Coordinates: 53 ° 4 ′ 28.2 "  N , 8 ° 48 ′ 31.5"  E